Nike Tax Diversification - How to coordinate pre-tax, Roth, after-tax, and taxable money across a lifetime.

Nike employees should view pre-tax, Roth, non-Roth after-tax, taxable, and deferred-compensation assets as different tools that together create flexibility over when income is recognized and how future goals are funded. The article provides a lifetime framework for coordinating annual elections and Roth conversions with high-earning years, retirement transitions, Social Security, Medicare, required distributions, liquidity needs, and any potential NUA strategy.